Payday loans usually get a bad rap because of the insane fees that many companies charge. To top that off you usually have to pay back payday loans within just 14 days. That’s only 2 weeks to scrounge up the cash that you owe and have to pay back within that small window or risk added fees. It can be tough to get the money you need to pay back your loan but a payday loan company has come up with a better solution than the rest. 100 Day Loans allows you to repay your loan over a period of 100 days.
Here’s how it works:
1.The very first thing you need to do is apply for the loan through 100 Day Loans. You can apply for anywhere from $100 up to $1000 depending on what you need the cash for. If you’re worried about being able to get approved you should know that 4 out of every 5 applicants get approved for cash. After you submit your application you will only have to wait 90 seconds to get your approval. You will need to provide your name, address, telephone number, e-mail address, date of birth, your social security number and your driver’s license or state ID #. Don’t worry if you have bad credit you can still get approved. You’ll also need to provide your employment and banking information as well.
2.Approval is very common because 100 Day Loans searches a database immediately to find you the highest loan at the lowest possible interest rate. You won’t automatically be denied for having bad credit because this payday loan company works with a variety of different lenders.
3.Get paid. Once you are approved you may only have to wait up to 1 hour for your cash to be deposited into your bank account. Some lenders work that fast but the longest you’d have to wait is just until the next business day. Not too long of a wait to receive money that you’re very much in need of.
If you are desperate for cash a payday loan can be a savior but realize that you will need to pay the loan back. If you do not your account will be reported to the credit bureaus and your credit will suffer.
It’s a good idea to pay the loan back as fast as you can even though you may have up to 100 days because the longer you take to pay it off the more interest you’re going to pay over that time. The sooner you pay it, the cheaper the cost of the loan will be. Either way it’s very important that you have repaid the entire balance of your loan by the due date or you’ll have to pay even more.…
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